The numbers behind Medicare in Albemarle County
| Albemarle County | Virginia | |
|---|---|---|
| Residents age 65 and older | 24,602 | 1,498,879 statewide |
| Share of residents age 65+ | 21.3% | 17.2% statewide |
| People with Medicare | 26,372 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 5,913 | 698,851 statewide |
| Medicare Advantage share | 22.4% | 39.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Among Virginia’s 133 counties, Albemarle County comes in 12th for residents age 65 and up (24,602). Older adults make up 21.3% of the population here; the state figure is 17.2%. About 7,261 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. By age, the 65-and-older group splits 55% ages 65 to 74, 32% ages 75 to 84 and 13% age 85 and up (Census 2023). Medicare Advantage enrollment in Albemarle County is 22.4% of people with Medicare, lower than the Virginia average of 39.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Albemarle County
Albemarle County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of fewer than 250,000 population. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 25,154 Medicare beneficiaries in Albemarle County (2023). Their average age is 75, about the same as the Virginia average of 74. About 5% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 9%.
Among people in Original Medicare in Albemarle County, CMS reported about 474 emergency room visits and 136 inpatient hospital stays per 1,000 beneficiaries in 2023, which is lower than the state average for emergency visits (589) and lower than it for hospital stays (206). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Albemarle County may have a different set of plans than the counties around it. We are not based in Albemarle County; we help Albemarle County residents by phone or video call.
Hospitals located in Albemarle County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Albemarle County:
- Sentara Martha Jefferson Hospital — Charlottesville (acute care; nonprofit; emergency services; CMS overall rating 4 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Albemarle County
People in Albemarle County live in communities such as Scottsville (499) (2023 population estimates, counting only the part of each community that lies inside the county).
ZIP codes that fall mostly inside Albemarle County include 22901, 22902, 22903, 22904, 22911, 22931, 22932, 22936, 22937, 22940, 22943, 22946, 22947, 22959. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Albemarle County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Albemarle County residents
Here is what we can help Albemarle County residents with, drawing on plans from many insurers: Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance and annuities.
Ready to compare plans in Albemarle County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Albemarle County residents
- What Medicare Part D actually costs
- Can I change my Medicare plan after December 7?
- How to read your Medicare Annual Notice of Change
- Medigap Plan G vs. Plan N
Albemarle County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Spotsylvania County | 23,454 | 35.6% | 7% | Metro |
| City of Hampton | 23,421 | 49.1% | 9% | Metro |
| City of Newport News | 26,600 | 49.9% | 9% | Metro |
| James City County | 22,517 | 30.4% | 3% | Metro |
| Hanover County | 22,514 | 36.3% | 4% | Metro |
| Roanoke County | 21,875 | 37.5% | 6% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.