Insurance help for Maryland residents
If you live in Maryland and you're sorting through Medicare, a health plan, or life insurance, you don't have to do it alone — and you don't have to pay for guidance. Honorbrook is an independent agency that works for you, not for a single insurance company. We help people turning 65, people already on Medicare who want to make sure they're still in the right plan, families shopping for coverage under 65, and small-business owners trying to take care of their team.
Our help is free because of how the system works: carriers pay us a commission when we place a policy, and by law your premium is exactly the same whether you enroll with us or sign up on your own. So you get an experienced person comparing your options, checking the fine print, and answering the phone after you enroll — at no extra cost. We'd rather earn your trust and your referrals than push you into something that doesn't fit.
Coverage we offer in Maryland
- Medicare Advantage — all-in-one Part C plans, that can include built-in extras.
- Medicare Supplement (Medigap) — see any doctor who accepts Medicare, with predictable costs.
- Part D drug plans — we find the lowest true annual cost for your exact medication list.
- final expense — small whole-life policies that cover funeral and end-of-life costs.
- life insurance — term and whole-life options to protect your family.
- ICHRA — a flexible way for employers to reimburse employees for individual coverage.
- ACA plans (under 65) — Marketplace coverage with subsidy help if you qualify.
- group / SHOP coverage — small-group health plans for Maryland businesses.
Serving communities across Maryland
Wherever you are in Maryland, we can help. From the D.C. suburbs of Montgomery County to the Baltimore metro, the capital region around Annapolis, and the growing communities out west, our clients come from every corner of the state. Because everything is handled by phone, you get the same careful, unhurried help whether you're around the corner or across the state.
We regularly work with residents in Bethesda, Rockville, Silver Spring, Baltimore, Annapolis, Frederick, Columbia, and Gaithersburg — and everywhere in between. Everything is handled by phone, so there's no office visit needed; we work around your schedule and walk through your options at your pace.
Free local Medicare counseling in Maryland — and how we fit in
Where Honorbrook adds value is the next step: comparing the specific Medicare Advantage, Medigap, and Part D plans offered in your county, checking that your doctors and prescriptions are covered, and helping you enroll and stay on track year after year.
We help residents in and around Baltimore, Rockville, Bethesda, Silver Spring, and Annapolis, as well as smaller communities across Maryland. Because plans and networks differ from one county to the next, we always start with your ZIP code.
See your real Maryland options side by side
We'll check that your doctors and prescriptions are covered before you enroll — for free.
Get my plan comparisonUnder 65? ACA health insurance in Maryland
Not on Medicare yet? See 2027 Marketplace enrollment dates, Medicaid rules and free help in Maryland: ACA health insurance in Maryland.
Counties we serve in Maryland
Medicare Advantage and Part D plans are offered county by county, so what is available at your address can differ from the next county over. These are the 14 counties in Maryland with the most residents age 65 and older, by Census Bureau 2023 estimates. We help residents of every county in the state by phone or video call:
- Montgomery County – 187,319 residents age 65+
- Baltimore County – 157,919 residents age 65+
- Prince George's County – 148,087 residents age 65+
- Anne Arundel County – 97,887 residents age 65+
- Baltimore city – 89,474 residents age 65+
- Howard County – 53,280 residents age 65+
- Harford County – 47,686 residents age 65+
- Frederick County – 45,824 residents age 65+
- Carroll County – 32,310 residents age 65+
- Washington County – 28,617 residents age 65+
- Charles County – 24,347 residents age 65+
- Cecil County – 18,651 residents age 65+
- Wicomico County – 18,040 residents age 65+
- St. Mary's County – 16,904 residents age 65+
Want your own county? See the full Maryland county directory with Medicare Advantage enrollment and residents age 65+ for all 24 counties.
Why Maryland families choose Honorbrook
People stick with us for a few simple reasons. We're independent — appointed with 90+ carriers — so we don't have a quota to fill for any one company and we can honestly compare your choices. Our help is always free, since the carriers pay us and your premium never changes. And we don't disappear after you sign: we offer year-round service, including help with claims and billing questions, plus an annual review every fall to make sure your plan still fits before the next year's changes take effect.
That mix of independence, honest guidance, and ongoing support is why so much of our business in Maryland comes from referrals. When you call, you'll speak with a licensed agent who explains things in plain English and treats your time and your trust with respect.