Insurance help for Virginia residents
If you live in Virginia and you're trying to make sense of Medicare or health coverage, you don't have to figure it out alone. Honorbrook is a local, independent agency based in Vienna — Virginia is our home state — and we help people across the Commonwealth understand their options and choose a plan that actually fits their life. Whether you're turning 65, already on Medicare and unhappy with your current plan, or shopping for coverage before age 65, we'll walk through it with you in plain English.
Our help is free. We're paid a commission by the insurance carriers when we place a policy, so you never pay us a fee — and by law your premium is exactly the same whether you work with us or enroll on your own. That means you get an experienced advocate in your corner at no extra cost, and no pressure to choose anything you're not comfortable with.
Coverage we offer in Virginia
- Medicare Advantage — all-in-one Part C plans, that can include dental, vision, and drug coverage.
- Medicare Supplement (Medigap) — see any doctor who accepts Medicare, with predictable out-of-pocket costs.
- Part D drug plans — we find the lowest true annual cost for your exact medication list.
- final expense — small whole-life policies that cover funeral and burial costs.
- life insurance — term and permanent coverage to protect your family.
- ICHRA — individual coverage HRAs for employers who want to reimburse health premiums.
- ACA plans (under 65) — Marketplace health plans with subsidy help if you qualify.
- group / SHOP coverage — small-business and group health options.
Free local Medicare counseling in Virginia — and how we fit in
Where Honorbrook adds value is the next step: comparing the specific Medicare Advantage, Medigap, and Part D plans offered in your county, checking that your doctors and prescriptions are covered, and helping you enroll and stay on track year after year.
We help residents in and around Richmond, Virginia Beach, Norfolk, and Roanoke, as well as smaller communities across Virginia. Because plans and networks differ from one county to the next, we always start with your ZIP code.
Serving communities across Virginia
From Northern Virginia down to Hampton Roads and out to the Blue Ridge, we help residents in every corner of the Commonwealth. Because everything is handled by phone, you get the same careful, unhurried help whether you're around the block from our Vienna office or hours away — no office visit needed.
We regularly help clients in Vienna, Tysons, McLean, Fairfax, Arlington, Alexandria, Richmond, Virginia Beach, Norfolk, and Roanoke — and everywhere in between.
See your real Virginia options side by side
We'll check what's available at your exact address and verify your doctors and drugs are covered — for free.
Get my plan comparisonUnder 65? ACA health insurance in Virginia
Not on Medicare yet? See 2027 Marketplace enrollment dates, Medicaid rules and free help in Virginia: ACA health insurance in Virginia.
Counties we serve in Virginia
Medicare Advantage and Part D plans are offered county by county, so what is available at your address can differ from the next county over. These are the 14 counties in Virginia with the most residents age 65 and older, by Census Bureau 2023 estimates. We help residents of every county in the state by phone or video call:
- Fairfax County – 177,855 residents age 65+
- Virginia Beach city – 74,911 residents age 65+
- Chesterfield County – 63,434 residents age 65+
- Henrico County – 58,689 residents age 65+
- Prince William County – 57,805 residents age 65+
- Loudoun County – 49,711 residents age 65+
- Chesapeake city – 38,077 residents age 65+
- Richmond city – 33,293 residents age 65+
- Norfolk city – 31,305 residents age 65+
- Arlington County – 29,077 residents age 65+
- Newport News city – 26,600 residents age 65+
- Albemarle County – 24,602 residents age 65+
- Spotsylvania County – 23,454 residents age 65+
- Hampton city – 23,421 residents age 65+
Want your own county? See the full Virginia county directory with Medicare Advantage enrollment and residents age 65+ for all 133 counties.
Why Virginia families choose Honorbrook
We're an independent agency, not a captive sales arm of one insurance company. We're appointed with 90+ carriers, so we can compare the whole landscape and recommend what truly fits — not just what one company wants to sell. Our help is always free, with no fees and no pressure to enroll.
Just as important, we don't disappear after you sign up. We're here year-round for the things that come up later — help with a claim or a billing question, a heads-up when your plan changes for the coming year, and an annual review to make sure your coverage still makes sense as your doctors, medications, and budget change. For our Virginia neighbors, that local, ongoing relationship is the whole point.