Insurance help for West Virginia residents
Choosing the right coverage in West Virginia shouldn't feel like a guessing game. Whether you're turning 65, already on Medicare and unsure your plan still fits, or shopping for health or life coverage for your family, Honorbrook is here to make it simple. We're an independent agency, which means we work for you — not for any single insurance company — so our only job is helping you find the plan that actually matches your doctors, your prescriptions, and your budget.
Our help is always free. Carriers pay us a commission when we place a policy, and by law your premium is exactly the same whether you work with us or enroll entirely on your own. There's no fee, no markup, and no catch — just an experienced agent in your corner who answers the phone, explains things in plain English, and never pressures you to decide.
Coverage we offer in West Virginia
- Medicare Advantage — all-in-one Part C plans, that can include extra benefits.
- Medicare Supplement (Medigap) — see any doctor nationwide who accepts Medicare.
- Part D drug plans — we find the lowest true annual cost for your medication list.
- final expense — affordable coverage so funeral costs never fall on your family.
- life insurance — term and whole life to protect the people who depend on you.
- ICHRA — a flexible way for employers to reimburse employees for individual coverage.
- ACA plans (under 65) — Marketplace health plans, including subsidy guidance.
- group / SHOP coverage — small-business health plans for West Virginia employers.
Serving communities across West Virginia
From the Kanawha Valley to the Eastern Panhandle, we help residents in towns large and small across the Mountain State. Wherever you live, you'll get the same careful, unhurried comparison of your real options.
We regularly serve clients in Charleston, Huntington, Morgantown, Parkersburg, Wheeling, and Beckley — and everywhere in between. Everything is handled by phone, so there's no office visit needed and no driving across the state to meet with us.
Free local Medicare counseling in West Virginia — and how we fit in
Where Honorbrook adds value is the next step: comparing the specific Medicare Advantage, Medigap, and Part D plans offered in your county, checking that your doctors and prescriptions are covered, and helping you enroll and stay on track year after year.
We help residents in and around Charleston, Huntington, Morgantown, and Wheeling, as well as smaller communities across West Virginia. Because plans and networks differ from one county to the next, we always start with your ZIP code.
See your real West Virginia options side by side
We'll verify your doctors and prescriptions are covered before you enroll — for free.
Get my plan comparisonUnder 65? ACA health insurance in West Virginia
Not on Medicare yet? See 2027 Marketplace enrollment dates, Medicaid rules and free help in West Virginia: ACA health insurance in West Virginia.
Counties we serve in West Virginia
Medicare Advantage and Part D plans are offered county by county, so what is available at your address can differ from the next county over. These are the 14 counties in West Virginia with the most residents age 65 and older, by Census Bureau 2023 estimates. We help residents of every county in the state by phone or video call:
- Kanawha County – 39,460 residents age 65+
- Berkeley County – 20,592 residents age 65+
- Cabell County – 18,487 residents age 65+
- Wood County – 18,279 residents age 65+
- Raleigh County – 16,202 residents age 65+
- Monongalia County – 15,092 residents age 65+
- Harrison County – 13,527 residents age 65+
- Mercer County – 13,460 residents age 65+
- Putnam County – 11,687 residents age 65+
- Marion County – 11,428 residents age 65+
- Jefferson County – 10,779 residents age 65+
- Ohio County – 9,555 residents age 65+
- Fayette County – 9,172 residents age 65+
- Wayne County – 8,671 residents age 65+
Want your own county? See the full West Virginia county directory with Medicare Advantage enrollment and residents age 65+ for all 55 counties.
Why West Virginia families choose Honorbrook
Because we're independent, we're appointed with 90+ carriers and can compare them side by side instead of steering you toward one company. We take the time to learn your situation, run your doctors and medications through each plan, and explain the tradeoffs honestly — including when the cheapest plan isn't the best one for you.
And our help doesn't end the day you enroll. We're a year-round resource: when you need help with a claim, get a confusing letter from your plan, or want an annual review to make sure your coverage still fits, you call the same person — not a 1-800 menu. That's the kind of steady, local-feeling support West Virginia families count on, all at no cost to you.