The numbers behind Medicare in Chesterfield County
| Chesterfield County | South Carolina | |
|---|---|---|
| Residents age 65 and older | 8,639 | 1,037,931 statewide |
| Share of residents age 65+ | 19.6% | 19.3% statewide |
| People with Medicare | 10,728 | 1,294,203 statewide |
| Enrolled in Medicare Advantage | 5,492 | 604,910 statewide |
| Medicare Advantage share | 51.2% | 46.7% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
With roughly 8,639 residents age 65 and older, Chesterfield County is 25th among 46 South Carolina counties for older residents. That group is 19.6% of its population, compared with 19.3% across South Carolina. Another 3,052 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). By age, the 65-and-older group splits 60% ages 65 to 74, 32% ages 75 to 84 and 8% age 85 and up (Census 2023). About 51.2% of people with Medicare in Chesterfield County are enrolled in a Medicare Advantage plan. That is close to the South Carolina average of 46.7%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Chesterfield County
The USDA classifies Chesterfield County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 10,723 Medicare beneficiaries in Chesterfield County (2023). Their average age is 72, about the same as the South Carolina average of 73. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 7%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Chesterfield County, CMS reported about 701 emergency room visits and 245 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (563) and higher than it for hospital stays (202). About 10% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Chesterfield County may have a different set of plans than the counties around it. We are not based in Chesterfield County; we help Chesterfield County residents by phone or video call.
Hospitals located in Chesterfield County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Chesterfield County:
- McLeod Health Cheraw — Cheraw (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Chesterfield County
People in Chesterfield County live in communities such as Cheraw (4,995), Pageland (2,504), Chesterfield (1,361), McBee (787), Jefferson (781), Ruby (321) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Chesterfield County, that means areas such as 29101, 29520, 29584, 29709, 29718, 29727, 29728, 29741, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Chesterfield County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- South Carolina Department of Insurance: South Carolina’s insurance regulator, including agent license lookup.
Coverage we offer Chesterfield County residents
We work with many carriers, which lets us compare more than one option for Chesterfield County households, including final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Ready to compare plans in Chesterfield County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Chesterfield County residents
- Medicare Advantage vs. Medigap: how to choose
- Does Medicare cover dental, vision and hearing?
- What Medicare Part D actually costs
- Medicare 101 for families
Chesterfield County compared with similar South Carolina counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Newberry County | 8,125 | 44.7% | 8% | Smaller city/town |
| Colleton County | 8,072 | 50.5% | 9% | Smaller city/town |
| Cherokee County | 10,061 | 56.0% | 9% | Smaller city/town |
| Williamsburg County | 6,987 | 61.0% | 14% | Smaller city/town |
| Marion County | 6,253 | 57.5% | 16% | Smaller city/town |
| Abbeville County | 5,691 | 50.2% | 8% | Smaller city/town |
See every South Carolina county in our South Carolina directory or go to our South Carolina Medicare hub.