Medicare in Clay County by the numbers
| Clay County | Indiana | |
|---|---|---|
| Residents age 65 and older | 5,187 | 1,179,148 statewide |
| Share of residents age 65+ | 19.6% | 17.2% statewide |
| People with Medicare | 6,789 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 3,152 | 731,624 statewide |
| Medicare Advantage share | 46.4% | 51.1% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Clay County ranks 60th of 92 Indiana counties by number of residents age 65 and older, with about 5,187 people in that age group, or 19.6% of residents (statewide: 17.2%). About 1,912 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Census 2023 estimates show 61% of the 65-plus population is under 75, 30% is 75 to 84 and 9% is 85 or older. CMS data show 46.4% of Clay County residents with Medicare chose Medicare Advantage, which is close to the 51.1% average across Indiana. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Clay County
The U.S. Department of Agriculture classifies Clay County as a metro county (counties in metro areas of fewer than 250,000 population). Counties like this tend to have a wider choice of hospitals and Medicare plans than rural ones, though networks still differ plan by plan.
CMS counts 6,690 Medicare beneficiaries in Clay County (2023). Their average age is 73, about the same as the Indiana average of 72. About 16% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Clay County, CMS reported about 583 emergency room visits and 239 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and close to it for hospital stays (235). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Clay County may have a different set of plans than the counties around it. We are not based in Clay County; we help Clay County residents by phone or video call.
Hospitals located in Clay County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Clay County:
- Ascension St. Vincent Clay — Brazil (critical access; nonprofit; emergency services)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Clay County
Census Bureau 2023 estimates put the biggest communities in Clay County at Brazil (8,214), Clay City (886), Knightsville (700), Harmony (673), Staunton (470), Carbon (262), counting only the part of each community inside the county.
ZIP codes that fall mostly inside Clay County include 47833, 47834, 47840, 47841, 47845, 47846, 47853, 47857, 47858, 47881. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Clay County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Clay County residents
As an independent agency we are not tied to one insurer, so for Clay County residents we can compare ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Ready to compare plans in Clay County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Clay County residents
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
- Why a Medicare Advantage plan drops a doctor or drug
- Medigap Plan G vs. Plan N
Clay County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Washington County | 5,378 | 50.1% | 16% | Metro |
| Posey County | 5,431 | 40.5% | 9% | Metro |
| Wells County | 5,490 | 56.3% | 13% | Metro |
| Franklin County | 4,738 | 39.6% | 15% | Metro |
| Owen County | 4,642 | 54.6% | 17% | Metro |
| Carroll County | 4,343 | 43.3% | 10% | Metro |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.