The numbers behind Medicare in Culpeper County
| Culpeper County | Virginia | |
|---|---|---|
| Residents age 65 and older | 9,479 | 1,498,879 statewide |
| Share of residents age 65+ | 17.2% | 17.2% statewide |
| People with Medicare | 11,911 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 3,907 | 698,851 statewide |
| Medicare Advantage share | 32.8% | 39.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Culpeper County ranks 37th of 133 Virginia counties by number of residents age 65 and older, with about 9,479 people in that age group, or 17.2% of residents (statewide: 17.2%). About 3,657 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Among residents 65 and older, 58% are 65 to 74, 33% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Culpeper County is 32.8% of people with Medicare, lower than the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Culpeper County
Culpeper County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of 1 million population or more. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 11,295 Medicare beneficiaries in Culpeper County (2023). Their average age is 74, about the same as the Virginia average of 74. About 9% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 9%.
Among people in Original Medicare in Culpeper County, CMS reported about 619 emergency room visits and 172 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and lower than it for hospital stays (206). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Culpeper County may differ from those in a neighboring county. We are not based in Culpeper County; we help Culpeper County residents by phone or video call.
Hospitals located in Culpeper County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Culpeper County:
- UVA Health Culpeper Medical Center — Culpeper (acute care; nonprofit; emergency services; CMS overall rating 2 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Culpeper County
The largest communities in Culpeper County by 2023 Census population estimates are Culpeper (21,012). Each figure counts only the people living inside the county.
We look up plans by ZIP code. In Culpeper County, that means areas such as 22701, 22713, 22714, 22718, 22724, 22726, 22729, 22733, 22736, 22737, 22741, 22746, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Culpeper County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Culpeper County residents
Here is what we can help Culpeper County residents with, drawing on plans from many insurers: annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Let’s check your Culpeper County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for Culpeper County residents
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
- What happens if you do nothing during open enrollment?
- Medicare Parts A, B, C and D explained
Culpeper County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Gloucester County | 8,755 | 34.6% | 7% | Metro |
| Botetourt County | 8,392 | 38.2% | 6% | Metro |
| Isle of Wight County | 8,322 | 37.9% | 6% | Metro |
| Pulaski County | 7,990 | 45.6% | 13% | Metro |
| City of Lynchburg | 11,538 | 49.9% | 12% | Metro |
| Warren County | 7,355 | 40.4% | 9% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.