The numbers behind Medicare in Delaware County
| Delaware County | Indiana | |
|---|---|---|
| Residents age 65 and older | 20,083 | 1,179,148 statewide |
| Share of residents age 65+ | 17.9% | 17.2% statewide |
| People with Medicare | 24,912 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 13,441 | 731,624 statewide |
| Medicare Advantage share | 54.0% | 51.1% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Among Indiana’s 92 counties, Delaware County comes in 16th for residents age 65 and up (20,083). Older adults make up 17.9% of the population here; the state figure is 17.2%. Another 6,700 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 57% of the 65-plus population is under 75, 32% is 75 to 84 and 11% is 85 or older. CMS data show 54.0% of Delaware County residents with Medicare chose Medicare Advantage, which is close to the 51.1% average across Indiana. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Delaware County
Delaware County sits in a metro area, which the USDA defines as counties in metro areas of fewer than 250,000 population. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 25,347 Medicare beneficiaries in Delaware County (2023). Their average age is 73, about the same as the Indiana average of 72. About 17% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Delaware County, CMS reported about 613 emergency room visits and 272 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and higher than it for hospital stays (235). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Delaware County can be different from the ones offered next door. We are not based in Delaware County; we help Delaware County residents by phone or video call.
Hospitals located in Delaware County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Delaware County:
- Indiana University Health Ball Memorial Hospital — Muncie (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Delaware County
The largest communities in Delaware County by 2023 Census population estimates are Muncie (65,081), Yorktown (11,740), Albany (2,099), Daleville (1,702), Eaton (1,590), Gaston (800). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Delaware County include 47302, 47303, 47304, 47305, 47306, 47320, 47334, 47338, 47342, 47367, 47383, 47396. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Delaware County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Delaware County residents
As an independent agency we are not tied to one insurer, so for Delaware County residents we can compare annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Let’s check your Delaware County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for Delaware County residents
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
- What happens if you do nothing during open enrollment?
- Medicare Parts A, B, C and D explained
Delaware County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Monroe County | 21,295 | 41.6% | 15% | Metro |
| Vigo County | 18,749 | 47.9% | 22% | Metro |
| Clark County | 21,563 | 47.5% | 16% | Metro |
| LaPorte County | 22,343 | 45.0% | 15% | Metro |
| Howard County | 16,886 | 51.3% | 14% | Metro |
| Tippecanoe County | 23,795 | 45.0% | 14% | Metro |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.