The numbers behind Medicare in Fluvanna County
| Fluvanna County | Virginia | |
|---|---|---|
| Residents age 65 and older | 6,268 | 1,498,879 statewide |
| Share of residents age 65+ | 22.0% | 17.2% statewide |
| People with Medicare | 7,411 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 2,346 | 698,851 statewide |
| Medicare Advantage share | 31.7% | 39.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
Fluvanna County ranks 59th of 133 Virginia counties by number of residents age 65 and older, with about 6,268 people in that age group, or 22.0% of residents (statewide: 17.2%). About 2,081 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. By age, the 65-and-older group splits 60% ages 65 to 74, 32% ages 75 to 84 and 8% age 85 and up (Census 2023). CMS data show 31.7% of Fluvanna County residents with Medicare chose Medicare Advantage, which is lower than the 39.6% average across Virginia. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Fluvanna County
The U.S. Department of Agriculture classifies Fluvanna County as a metro county (counties in metro areas of fewer than 250,000 population). Counties like this tend to have a wider choice of hospitals and Medicare plans than rural ones, though networks still differ plan by plan.
CMS counts 7,373 Medicare beneficiaries in Fluvanna County (2023). Their average age is 74, about the same as the Virginia average of 74. About 6% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 9%.
Among people in Original Medicare in Fluvanna County, CMS reported about 472 emergency room visits and 159 inpatient hospital stays per 1,000 beneficiaries in 2023, which is lower than the state average for emergency visits (589) and lower than it for hospital stays (206). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Fluvanna County may differ from those in a neighboring county. We are not based in Fluvanna County; we help Fluvanna County residents by phone or video call.
Hospitals and doctors near Fluvanna County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Fluvanna County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Where people live in Fluvanna County
The largest communities in Fluvanna County by 2023 Census population estimates are Scottsville (38). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Fluvanna County include 22963, 22974, 23022, 23055, 23084. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Fluvanna County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Fluvanna County residents
We work with many carriers, which lets us compare more than one option for Fluvanna County households, including annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance and final expense insurance.
Get a clear answer for Fluvanna County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- How to read your Medicare Annual Notice of Change
- Medigap Plan G vs. Plan N
- Do you really need a Medicare agent?
- Does Medicare cover dental, vision and hearing?
Fluvanna County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| City of Charlottesville | 6,335 | 32.5% | 11% | Metro |
| Powhatan County | 6,626 | 31.5% | 4% | Metro |
| Prince George County | 5,828 | 30.7% | 5% | Metro |
| City of Petersburg | 5,656 | 72.9% | 21% | Metro |
| Dinwiddie County | 5,564 | 40.5% | 9% | Metro |
| City of Staunton | 5,560 | 38.0% | 12% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.