The numbers behind Medicare in City of Fredericksburg
| City of Fredericksburg | Virginia | |
|---|---|---|
| Residents age 65 and older | 3,400 | 1,498,879 statewide |
| Share of residents age 65+ | 11.8% | 17.2% statewide |
| People with Medicare | 4,913 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 1,784 | 698,851 statewide |
| Medicare Advantage share | 36.3% | 39.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
City of Fredericksburg ranks 99th of 133 Virginia counties by number of residents age 65 and older, with about 3,400 people in that age group, or 11.8% of residents (statewide: 17.2%). About 1,370 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Census 2023 estimates show 60% of the 65-plus population is under 75, 32% is 75 to 84 and 8% is 85 or older. About 36.3% of people with Medicare in City of Fredericksburg are enrolled in a Medicare Advantage plan. That is close to the Virginia average of 39.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in City of Fredericksburg
City of Fredericksburg is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of 1 million population or more. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 4,755 Medicare beneficiaries in City of Fredericksburg (2023). Their average age is 74, about the same as the Virginia average of 74. About 13% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 9%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in City of Fredericksburg, CMS reported about 705 emergency room visits and 263 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (589) and higher than it for hospital stays (206). About 10% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and City of Fredericksburg may have a different set of plans than the counties around it. We are not based in City of Fredericksburg; we help City of Fredericksburg residents by phone or video call.
Hospitals located in City of Fredericksburg
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in City of Fredericksburg:
- Mary Washington Hospital — Fredericksburg (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in City of Fredericksburg
People in City of Fredericksburg live in communities such as Fredericksburg (28,928) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In City of Fredericksburg, that means areas such as 22401, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in City of Fredericksburg?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer City of Fredericksburg residents
Here is what we can help City of Fredericksburg residents with, drawing on plans from many insurers: life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let’s check your City of Fredericksburg options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for City of Fredericksburg residents
- Medigap Plan G vs. Plan N
- What happens if you do nothing during open enrollment?
- When can you switch Medicare plans? Every enrollment window
- What Medicare Part D actually costs
City of Fredericksburg compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| City of Colonial Heights | 3,268 | 41.7% | 9% | Metro |
| King William County | 3,267 | 37.8% | 7% | Metro |
| City of Fairfax | 3,586 | 40.1% | 11% | Metro |
| City of Hopewell | 3,596 | 54.6% | 13% | Metro |
| Appomattox County | 3,613 | 42.2% | 10% | Metro |
| Clarke County | 3,653 | 29.9% | 7% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.