Kalkaska County Medicare at a glance
| Kalkaska County | Michigan | |
|---|---|---|
| Residents age 65 and older | 4,145 | 1,926,752 statewide |
| Share of residents age 65+ | 22.4% | 19.2% statewide |
| People with Medicare | 5,337 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 3,404 | 1,484,072 statewide |
| Medicare Advantage share | 63.8% | 63.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Among Michigan’s 83 counties, Kalkaska County comes in 69th for residents age 65 and up (4,145). Older adults make up 22.4% of the population here; the state figure is 19.2%. About 1,526 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. Census 2023 estimates show 61% of the 65-plus population is under 75, 31% is 75 to 84 and 7% is 85 or older. CMS data show 63.8% of Kalkaska County residents with Medicare chose Medicare Advantage, which is close to the 63.6% average across Michigan. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Kalkaska County
Kalkaska County sits in a metro area, which the USDA defines as counties in metro areas of fewer than 250,000 population. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 5,282 Medicare beneficiaries in Kalkaska County (2023). Their average age is 70, younger than the Michigan average of 72. About 23% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Kalkaska County, CMS reported about 721 emergency room visits and 205 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Kalkaska County may differ from those in a neighboring county. We are not based in Kalkaska County; we help Kalkaska County residents by phone or video call.
Hospitals located in Kalkaska County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Kalkaska County:
- Kalkaska Memorial Health Center — Kalkaska (critical access; government-owned; emergency services)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Kalkaska County: communities and ZIP codes
Census Bureau 2023 estimates put the biggest communities in Kalkaska County at Kalkaska (2,239), counting only the part of each community inside the county.
We look up plans by ZIP code. In Kalkaska County, that means areas such as 49633, 49646, 49676, 49680, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Kalkaska County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Kalkaska County residents
Here is what we can help Kalkaska County residents with, drawing on plans from many insurers: life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let’s check your Kalkaska County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonPlain-English Medicare answers
- What Medicare Part D actually costs
- Can I change my Medicare plan after December 7?
- How to read your Medicare Annual Notice of Change
- Medigap Plan G vs. Plan N
Kalkaska County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Benzie County | 5,392 | 60.5% | 14% | Metro |
| Leelanau County | 7,962 | 57.3% | 7% | Metro |
| Ionia County | 10,886 | 74.4% | 25% | Metro |
| Cass County | 11,910 | 53.7% | 13% | Metro |
| Montcalm County | 12,630 | 71.7% | 22% | Metro |
| Barry County | 12,828 | 67.6% | 13% | Metro |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.