Lawrence County Medicare at a glance
| Lawrence County | Indiana | |
|---|---|---|
| Residents age 65 and older | 9,360 | 1,179,148 statewide |
| Share of residents age 65+ | 20.8% | 17.2% statewide |
| People with Medicare | 11,638 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 5,919 | 731,624 statewide |
| Medicare Advantage share | 50.9% | 51.1% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
With roughly 9,360 residents age 65 and older, Lawrence County is 30th among 92 Indiana counties for older residents. That group is 20.8% of its population, compared with 17.2% across Indiana. The 3,213 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 58% are 65 to 74, 32% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). CMS data show 50.9% of Lawrence County residents with Medicare chose Medicare Advantage, which is close to the 51.1% average across Indiana. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Lawrence County
The USDA classifies Lawrence County as: urban population of 5,000 to 20,000, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 11,619 Medicare beneficiaries in Lawrence County (2023). Their average age is 73, about the same as the Indiana average of 72. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Lawrence County, CMS reported about 717 emergency room visits and 217 inpatient hospital stays per 1,000 beneficiaries in 2023, which is higher than the state average for emergency visits (619) and close to it for hospital stays (235). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Lawrence County can be different from the ones offered next door. We are not based in Lawrence County; we help Lawrence County residents by phone or video call.
Hospitals located in Lawrence County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Lawrence County:
- Indiana University Health Bedford Hospital — Bedford (critical access; nonprofit; emergency services; CMS overall rating 3 of 5)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Lawrence County
People in Lawrence County live in communities such as Bedford (13,855), Mitchell (3,942), Oolitic (1,135) (2023 population estimates, counting only the part of each community that lies inside the county).
ZIP codes that fall mostly inside Lawrence County include 47420, 47421, 47436, 47437, 47446, 47451, 47462, 47467, 47470. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Lawrence County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Lawrence County residents
We work with many carriers, which lets us compare more than one option for Lawrence County households, including ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Ready to compare plans in Lawrence County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonPlain-English Medicare answers
- What happens if you do nothing during open enrollment?
- When can you switch Medicare plans? Every enrollment window
- What Medicare Part D actually costs
- Medigap Plan G vs. Plan N
Lawrence County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Henry County | 9,698 | 54.9% | 19% | Smaller city/town |
| Marshall County | 9,008 | 57.7% | 14% | Smaller city/town |
| Noble County | 8,530 | 63.9% | 17% | Smaller city/town |
| Dubois County | 8,429 | 25.0% | 10% | Smaller city/town |
| Jackson County | 7,953 | 61.0% | 15% | Smaller city/town |
| Steuben County | 7,925 | 64.8% | 14% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.