Medicare in Luce County by the numbers
| Luce County | Michigan | |
|---|---|---|
| Residents age 65 and older | 1,548 | 1,926,752 statewide |
| Share of residents age 65+ | 24.1% | 19.2% statewide |
| People with Medicare | 1,710 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 1,118 | 1,484,072 statewide |
| Medicare Advantage share | 65.4% | 63.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
With roughly 1,548 residents age 65 and older, Luce County is 82nd among 83 Michigan counties for older residents. That group is 24.1% of its population, compared with 19.2% across Michigan. About 426 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. By age, the 65-and-older group splits 58% ages 65 to 74, 30% ages 75 to 84 and 12% age 85 and up (Census 2023). About 65.4% of people with Medicare in Luce County are enrolled in a Medicare Advantage plan. That is close to the Michigan average of 63.6%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Luce County
The USDA classifies Luce County as: urban population of fewer than 5,000, not adjacent to a metro area. With fewer hospitals and clinics close by, the right Medicare plan here is often the one whose network includes the providers you can really reach.
CMS counts 1,775 Medicare beneficiaries in Luce County (2023). Their average age is 71, about the same as the Michigan average of 72. About 20% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Luce County, CMS reported about 570 emergency room visits and 193 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 10% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Luce County may differ from those in a neighboring county. We are not based in Luce County; we help Luce County residents by phone or video call.
Hospitals located in Luce County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Luce County:
- Helen Newberry Joy Hospital — Newberry (critical access; government-owned; emergency services)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Luce County
People in Luce County live in communities such as Newberry (1,424) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Luce County, that means areas such as 49853, 49868, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Luce County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Luce County residents
As an independent agency we are not tied to one insurer, so for Luce County residents we can compare ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Ready to compare plans in Luce County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Luce County residents
- Do you really need a Medicare agent?
- Does Medicare cover dental, vision and hearing?
- What happens if you do nothing during open enrollment?
- Medicare 101 for families
Luce County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Baraga County | 1,939 | 59.4% | 13% | Rural |
| Ontonagon County | 2,285 | 46.7% | 11% | Rural |
| Keweenaw County | 792 | 48.1% | 7% | Rural |
| Schoolcraft County | 2,386 | 58.1% | 13% | Rural |
| Alger County | 2,429 | 54.8% | 11% | Rural |
| Oscoda County | 2,524 | 60.4% | 22% | Rural |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.