Medicare in Miami County by the numbers
| Miami County | Indiana | |
|---|---|---|
| Residents age 65 and older | 6,555 | 1,179,148 statewide |
| Share of residents age 65+ | 18.5% | 17.2% statewide |
| People with Medicare | 7,517 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 3,978 | 731,624 statewide |
| Medicare Advantage share | 52.9% | 51.1% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Miami County ranks 47th of 92 Indiana counties by number of residents age 65 and older, with about 6,555 people in that age group, or 18.5% of residents (statewide: 17.2%). Another 2,349 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 59% of the 65-plus population is under 75, 32% is 75 to 84 and 9% is 85 or older. About 52.9% of people with Medicare in Miami County are enrolled in a Medicare Advantage plan. That is close to the Indiana average of 51.1%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Miami County
Miami County is a non-metro county with towns and small cities (USDA: urban population of 5,000 to 20,000, adjacent to a metro area). Care is often split between local providers and a bigger hospital elsewhere, which is worth testing against each plan’s network.
CMS counts 8,008 Medicare beneficiaries in Miami County (2023). Their average age is 73, about the same as the Indiana average of 72. About 16% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Miami County, CMS reported about 607 emergency room visits and 218 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and close to it for hospital stays (235). About 6% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Miami County may differ from those in a neighboring county. We are not based in Miami County; we help Miami County residents by phone or video call.
Hospitals located in Miami County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Miami County:
- Dukes Memorial Hospital — Peru (critical access; for-profit; emergency services; CMS overall rating 2 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Miami County
Census Bureau 2023 estimates put the biggest communities in Miami County at Peru (10,953), Converse (872), Bunker Hill (800), Denver (463), Amboy (308), Macy (196), counting only the part of each community inside the county.
ZIP codes that fall mostly inside Miami County include 46911, 46914, 46926, 46951, 46958, 46959, 46970, 46971. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Miami County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Miami County residents
As an independent agency we are not tied to one insurer, so for Miami County residents we can compare ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Let’s check your Miami County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- Do you really need a Medicare agent?
- Medicare 101 for families
- Medicare Advantage vs. Medigap: how to choose
- Can I change my Medicare plan after December 7?
Miami County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Jefferson County | 6,578 | 43.4% | 15% | Smaller city/town |
| Greene County | 6,426 | 43.5% | 16% | Smaller city/town |
| Putnam County | 6,713 | 54.7% | 16% | Smaller city/town |
| Wabash County | 6,819 | 55.8% | 16% | Smaller city/town |
| Knox County | 6,920 | 34.0% | 18% | Smaller city/town |
| Gibson County | 6,161 | 43.1% | 14% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.