Medicare in Monongalia County by the numbers
| Monongalia County | West Virginia | |
|---|---|---|
| Residents age 65 and older | 15,092 | 380,679 statewide |
| Share of residents age 65+ | 14.0% | 21.5% statewide |
| People with Medicare | 16,423 | 458,491 statewide |
| Enrolled in Medicare Advantage | 9,380 | 259,694 statewide |
| Medicare Advantage share | 57.1% | 56.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Monongalia County ranks 6th of 55 West Virginia counties by number of residents age 65 and older, with about 15,092 people in that age group, or 14.0% of residents (statewide: 21.5%). The 5,432 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 62% are 65 to 74, 29% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). About 57.1% of people with Medicare in Monongalia County are enrolled in a Medicare Advantage plan. That is close to the West Virginia average of 56.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Monongalia County
Monongalia County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of fewer than 250,000 population. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 16,355 Medicare beneficiaries in Monongalia County (2023). Their average age is 73, older than the West Virginia average of 72. About 15% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 20%.
Among people in Original Medicare in Monongalia County, CMS reported about 603 emergency room visits and 256 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (684) and close to it for hospital stays (250). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Monongalia County may have a different set of plans than the counties around it. We are not based in Monongalia County; we help Monongalia County residents by phone or video call.
Hospitals located in Monongalia County
The Centers for Medicare & Medicaid Services (CMS) lists these hospitals in Monongalia County:
- Mon Health Medical Center — Morgantown (acute care; nonprofit; emergency services; CMS overall rating 4 of 5)
- West Virginia University Hospitals — Morgantown (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Monongalia County
People in Monongalia County live in communities such as Morgantown (30,429), Westover (4,043), Star City (1,778), Granville (1,371), Blacksville (119) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Monongalia County number 12: 26501, 26505, 26506, 26508, 26521, 26534, 26541, 26543, 26544, 26546, 26570, 26590. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Monongalia County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- West Virginia Offices of the Insurance Commissioner: West Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Monongalia County residents
We work with many carriers, which lets us compare more than one option for Monongalia County households, including final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Get a clear answer for Monongalia County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
Monongalia County compared with similar West Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Raleigh County | 16,202 | 52.6% | 20% | Metro |
| Wood County | 18,279 | 51.6% | 19% | Metro |
| Cabell County | 18,487 | 56.7% | 21% | Metro |
| Putnam County | 11,687 | 58.8% | 16% | Metro |
| Jefferson County | 10,779 | 41.2% | 11% | Metro |
| Berkeley County | 20,592 | 44.1% | 13% | Metro |
See every West Virginia county in our West Virginia directory or go to our West Virginia Medicare hub.