Monroe County Medicare at a glance
| Monroe County | West Virginia | |
|---|---|---|
| Residents age 65 and older | 3,227 | 380,679 statewide |
| Share of residents age 65+ | 26.1% | 21.5% statewide |
| People with Medicare | 3,937 | 458,491 statewide |
| Enrolled in Medicare Advantage | 1,902 | 259,694 statewide |
| Medicare Advantage share | 48.3% | 56.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
With roughly 3,227 residents age 65 and older, Monroe County is 40th among 55 West Virginia counties for older residents. That group is 26.1% of its population, compared with 21.5% across West Virginia. Another 919 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Among residents 65 and older, 54% are 65 to 74, 37% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Monroe County is 48.3% of people with Medicare, lower than the West Virginia average of 56.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Monroe County
Monroe County is a rural county; the U.S. Department of Agriculture describes it as: urban population of fewer than 5,000, adjacent to a metro area. Rural counties tend to have fewer local hospitals and doctors, so a plan’s network and the distance to care matter a great deal.
CMS counts 3,942 Medicare beneficiaries in Monroe County (2023). Their average age is 72, about the same as the West Virginia average of 72. About 17% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Monroe County, CMS reported about 594 emergency room visits and 198 inpatient hospital stays per 1,000 beneficiaries in 2023, which is lower than the state average for emergency visits (684) and lower than it for hospital stays (250). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Monroe County can be different from the ones offered next door. We are not based in Monroe County; we help Monroe County residents by phone or video call.
Hospitals and doctors near Monroe County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Monroe County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Monroe County: communities and ZIP codes
The largest communities in Monroe County by 2023 Census population estimates are Peterstown (449), Union (415), Alderson (117). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Monroe County include 24918, 24941, 24945, 24951, 24963, 24974, 24976, 24983, 24984, 24985, 24993. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Monroe County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- West Virginia Offices of the Insurance Commissioner: West Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Monroe County residents
As an independent agency we are not tied to one insurer, so for Monroe County residents we can compare Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance and annuities.
Get a clear answer for Monroe County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- What Medicare Part D actually costs
- Does Medicare cover dental, vision and hearing?
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
Monroe County compared with similar West Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Summers County | 3,242 | 55.9% | 23% | Rural |
| Barbour County | 3,259 | 57.4% | 27% | Rural |
| Roane County | 3,347 | 58.3% | 26% | Rural |
| Braxton County | 3,047 | 64.8% | 23% | Rural |
| Hardy County | 3,424 | 44.8% | 19% | Rural |
| Lewis County | 3,471 | 60.5% | 24% | Rural |
See every West Virginia county in our West Virginia directory or go to our West Virginia Medicare hub.