Montgomery County Medicare at a glance
| Montgomery County | Alabama | |
|---|---|---|
| Residents age 65 and older | 37,666 | 932,312 statewide |
| Share of residents age 65+ | 16.7% | 18.3% statewide |
| People with Medicare | 46,410 | 1,148,442 statewide |
| Enrolled in Medicare Advantage | 29,370 | 706,387 statewide |
| Medicare Advantage share | 63.3% | 61.5% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
With roughly 37,666 residents age 65 and older, Montgomery County is 6th among 67 Alabama counties for older residents. That group is 16.7% of its population, compared with 18.3% across Alabama. The 13,664 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 60% are 65 to 74, 30% are 75 to 84 and 10% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Montgomery County is 63.3% of people with Medicare, close to the Alabama average of 61.5%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Montgomery County
Montgomery County sits in a metro area, which the USDA defines as counties in metro areas of 250,000 to 1 million population. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 47,047 Medicare beneficiaries in Montgomery County (2023). Their average age is 72, about the same as the Alabama average of 72. About 13% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 14%.
Among people in Original Medicare in Montgomery County, CMS reported about 531 emergency room visits and 226 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (600) and close to it for hospital stays (247). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Montgomery County may have a different set of plans than the counties around it. We are not based in Montgomery County; we help Montgomery County residents by phone or video call.
Hospitals located in Montgomery County
The Centers for Medicare & Medicaid Services (CMS) lists these hospitals in Montgomery County:
- Baptist Medical Center East — Montgomery (acute care; government-owned; emergency services; CMS overall rating 4 of 5)
- Baptist Medical Center South — Montgomery (acute care; government-owned; emergency services; CMS overall rating 2 of 5)
- Jackson Hospital & Clinic — Montgomery (acute care; nonprofit; emergency services; CMS overall rating 2 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Montgomery County
People in Montgomery County live in communities such as Montgomery (195,287), Pike Road (11,117) (2023 population estimates, counting only the part of each community that lies inside the county).
We look up plans by ZIP code. In Montgomery County, that means areas such as 36013, 36036, 36052, 36057, 36064, 36069, 36101, 36104, 36105, 36106, 36107, 36108, 36109, 36110 and 8 more, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Montgomery County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Alabama Department of Insurance: Alabama’s insurance regulator, including agent license lookup.
Coverage we offer Montgomery County residents
As an independent agency we are not tied to one insurer, so for Montgomery County residents we can compare ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Get a clear answer for Montgomery County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- What happens if you do nothing during open enrollment?
- When can you switch Medicare plans? Every enrollment window
- What Medicare Part D actually costs
- Medigap Plan G vs. Plan N
Montgomery County compared with similar Alabama counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Shelby County | 40,691 | 61.0% | 6% | Metro |
| Tuscaloosa County | 34,292 | 59.1% | 18% | Metro |
| Lee County | 25,595 | 58.0% | 12% | Metro |
| Morgan County | 23,040 | 55.1% | 13% | Metro |
| Calhoun County | 21,825 | 57.0% | 14% | Metro |
| Houston County | 20,813 | 60.9% | 14% | Metro |
See every Alabama county in our Alabama directory or go to our Alabama Medicare hub.