The numbers behind Medicare in Montmorency County
| Montmorency County | Michigan | |
|---|---|---|
| Residents age 65 and older | 3,219 | 1,926,752 statewide |
| Share of residents age 65+ | 33.3% | 19.2% statewide |
| People with Medicare | 4,213 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 2,616 | 1,484,072 statewide |
| Medicare Advantage share | 62.1% | 63.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
With roughly 3,219 residents age 65 and older, Montmorency County is 76th among 83 Michigan counties for older residents. That group is 33.3% of its population, compared with 19.2% across Michigan. The 1,050 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 64% are 65 to 74, 29% are 75 to 84 and 8% are 85 or older (Census 2023 estimates). About 62.1% of people with Medicare in Montmorency County are enrolled in a Medicare Advantage plan. That is close to the Michigan average of 63.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Montmorency County
Montmorency County is a rural county; the U.S. Department of Agriculture describes it as: urban population of fewer than 5,000, not adjacent to a metro area. Rural counties tend to have fewer local hospitals and doctors, so a plan’s network and the distance to care matter a great deal.
CMS counts 4,264 Medicare beneficiaries in Montmorency County (2023). Their average age is 71, about the same as the Michigan average of 72. About 19% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Montmorency County, CMS reported about 532 emergency room visits and 190 inpatient hospital stays per 1,000 beneficiaries in 2023, which is lower than the state average for emergency visits (645) and lower than it for hospital stays (245). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Montmorency County can be different from the ones offered next door. We are not based in Montmorency County; we help Montmorency County residents by phone or video call.
Hospitals and doctors near Montmorency County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Montmorency County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Where people live in Montmorency County
The largest communities in Montmorency County by 2023 Census population estimates are Hillman (652). Each figure counts only the people living inside the county.
We look up plans by ZIP code. In Montmorency County, that means areas such as 49709, 49746, based on Census ZIP Code Tabulation Areas that lie mostly in the county.
Questions about Medicare in Montmorency County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Montmorency County residents
Here is what we can help Montmorency County residents with, drawing on plans from many insurers: Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities and Medicare Advantage.
Get a clear answer for Montmorency County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonMedicare guides for Montmorency County residents
- Do you really need a Medicare agent?
- Medicare Parts A, B, C and D explained
- What happens if you do nothing during open enrollment?
- Can I change my Medicare plan after December 7?
Montmorency County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Mackinac County | 3,325 | 57.3% | 15% | Rural |
| Missaukee County | 3,460 | 64.2% | 22% | Rural |
| Lake County | 3,513 | 68.3% | 28% | Rural |
| Crawford County | 3,721 | 61.2% | 20% | Rural |
| Iron County | 3,797 | 56.1% | 15% | Rural |
| Alcona County | 3,881 | 58.9% | 17% | Rural |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.