Medicare in Muskegon County by the numbers
| Muskegon County | Michigan | |
|---|---|---|
| Residents age 65 and older | 33,437 | 1,926,752 statewide |
| Share of residents age 65+ | 18.9% | 19.2% statewide |
| People with Medicare | 43,720 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 32,976 | 1,484,072 statewide |
| Medicare Advantage share | 75.4% | 63.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
With roughly 33,437 residents age 65 and older, Muskegon County is 14th among 83 Michigan counties for older residents. That group is 18.9% of its population, compared with 19.2% across Michigan. Another 12,369 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Among residents 65 and older, 61% are 65 to 74, 30% are 75 to 84 and 9% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Muskegon County is 75.4% of people with Medicare, higher than the Michigan average of 63.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Muskegon County
Muskegon County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of fewer than 250,000 population. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 43,167 Medicare beneficiaries in Muskegon County (2023). Their average age is 70, younger than the Michigan average of 72. About 28% are “dual eligible,” meaning they have both Medicare and Medicaid, higher than the state figure of 20%. Where many people have both, special plans for dual-eligible members can matter; see our Medicaid and dual eligible guide, since availability varies by plan and area.
Among people in Original Medicare in Muskegon County, CMS reported about 702 emergency room visits and 238 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and close to it for hospital stays (245). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Insurers choose which counties to serve each year, which means the Medicare Advantage and Part D plans you can pick in Muskegon County can be different from the ones offered next door. We are not based in Muskegon County; we help Muskegon County residents by phone or video call.
Hospitals located in Muskegon County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Muskegon County:
- Trinity Health Muskegon Hospital — Muskegon (acute care; nonprofit; emergency services; CMS overall rating 3 of 5)
Network rules, not geography, decide whether a plan covers a hospital. We look up the hospitals and doctors you use and check them against each plan before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Muskegon County
The largest communities in Muskegon County by 2023 Census population estimates are Muskegon (37,183), Norton Shores (25,005), Muskegon Heights (9,815), Roosevelt Park (4,132), North Muskegon (4,082), Whitehall (3,105). Each figure counts only the people living inside the county.
Census ZIP Code Tabulation Areas mostly within Muskegon County number 14: 49303, 49318, 49415, 49425, 49437, 49440, 49441, 49442, 49443, 49444, 49445, 49451, 49457, 49461. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Muskegon County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Muskegon County residents
Here is what we can help Muskegon County residents with, drawing on plans from many insurers: ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Let’s check your Muskegon County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for Muskegon County residents
- What happens if you do nothing during open enrollment?
- Medicare 101 for families
- Why a Medicare Advantage plan drops a doctor or drug
- When can you switch Medicare plans? Every enrollment window
Muskegon County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| St. Clair County | 33,468 | 63.4% | 20% | Metro |
| Berrien County | 33,509 | 57.0% | 12% | Metro |
| Monroe County | 31,774 | 62.3% | 15% | Metro |
| Jackson County | 31,324 | 61.3% | 20% | Metro |
| Saginaw County | 39,113 | 68.3% | 21% | Metro |
| Livingston County | 40,325 | 55.1% | 9% | Metro |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.