Medicare in Ogemaw County by the numbers
| Ogemaw County | Michigan | |
|---|---|---|
| Residents age 65 and older | 5,944 | 1,926,752 statewide |
| Share of residents age 65+ | 28.3% | 19.2% statewide |
| People with Medicare | 7,594 | 2,334,917 statewide |
| Enrolled in Medicare Advantage | 4,513 | 1,484,072 statewide |
| Medicare Advantage share | 59.4% | 63.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Ogemaw County ranks 62nd of 83 Michigan counties by number of residents age 65 and older, with about 5,944 people in that age group, or 28.3% of residents (statewide: 19.2%). Another 2,045 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Among residents 65 and older, 63% are 65 to 74, 29% are 75 to 84 and 8% are 85 or older (Census 2023 estimates). About 59.4% of people with Medicare in Ogemaw County are enrolled in a Medicare Advantage plan. That is close to the Michigan average of 63.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Ogemaw County
Ogemaw County is a rural county (USDA: urban population of fewer than 5,000, not adjacent to a metro area). Plan choices can be narrower than in a city, and we focus on networks that include the doctors and hospital you actually use.
CMS counts 7,480 Medicare beneficiaries in Ogemaw County (2023). Their average age is 71, about the same as the Michigan average of 72. About 21% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 20%.
Among people in Original Medicare in Ogemaw County, CMS reported about 691 emergency room visits and 201 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (645) and lower than it for hospital stays (245). About 7% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Ogemaw County may differ from those in a neighboring county. We are not based in Ogemaw County; we help Ogemaw County residents by phone or video call.
Hospitals located in Ogemaw County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Ogemaw County:
- Mymichigan Medical Center West Branch — West Branch (acute care; government-owned; emergency services; CMS overall rating 5 of 5)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Communities and ZIP codes in Ogemaw County
People in Ogemaw County live in communities such as West Branch (2,358), Rose City (579), Prescott (228) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Ogemaw County number 4: 48635, 48654, 48661, 48756. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Ogemaw County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Michigan Department of Insurance and Financial Services: Michigan’s insurance regulator, including agent license lookup.
Coverage we offer Ogemaw County residents
As an independent agency we are not tied to one insurer, so for Ogemaw County residents we can compare Part D drug plans, ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage and Medicare Supplement (Medigap).
Get a clear answer for Ogemaw County
A short call is enough to compare your options. Our help is free to you.
Get my plan comparisonPlain-English Medicare answers
- How to read your Medicare Annual Notice of Change
- Medicare 101 for families
- What Medicare Part D actually costs
- Does Medicare cover dental, vision and hearing?
Ogemaw County compared with similar Michigan counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Oceana County | 6,224 | 70.9% | 21% | Rural |
| Osceola County | 5,347 | 66.8% | 21% | Rural |
| Antrim County | 7,128 | 59.4% | 15% | Rural |
| Gladwin County | 7,146 | 66.9% | 19% | Rural |
| Presque Isle County | 4,626 | 58.9% | 15% | Rural |
| Arenac County | 4,200 | 65.8% | 23% | Rural |
See every Michigan county in our Michigan directory or go to our Michigan Medicare hub.