Richmond County Medicare at a glance
| Richmond County | Virginia | |
|---|---|---|
| Residents age 65 and older | 2,020 | 1,498,879 statewide |
| Share of residents age 65+ | 22.0% | 17.2% statewide |
| People with Medicare | 2,308 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 872 | 698,851 statewide |
| Medicare Advantage share | 37.8% | 39.6% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Among Virginia’s 133 counties, Richmond County comes in 116th for residents age 65 and up (2,020). Older adults make up 22.0% of the population here; the state figure is 17.2%. The 602 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. By age, the 65-and-older group splits 52% ages 65 to 74, 33% ages 75 to 84 and 15% age 85 and up (Census 2023). About 37.8% of people with Medicare in Richmond County are enrolled in a Medicare Advantage plan. That is close to the Virginia average of 39.6%. Averages cannot choose a plan for you. Medicare Advantage and Original Medicare with a Medigap plan each suit different people, depending on doctors, medicines and how you prefer to handle costs, and we compare both at your ZIP code.
Who has Medicare in Richmond County
The USDA classifies Richmond County as: urban population of fewer than 5,000, not adjacent to a metro area. With fewer hospitals and clinics close by, the right Medicare plan here is often the one whose network includes the providers you can really reach.
CMS counts 2,159 Medicare beneficiaries in Richmond County (2023). Their average age is 74, about the same as the Virginia average of 74. About 11% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 9%.
Among people in Original Medicare in Richmond County, CMS reported about 646 emergency room visits and 217 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and close to it for hospital stays (206). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Medicare Advantage and Part D plan availability and provider networks are set county by county, so the plans open to you in Richmond County may differ from those in a neighboring county. We are not based in Richmond County; we help Richmond County residents by phone or video call.
Hospitals and doctors near Richmond County
CMS Hospital General Information lists no acute care, critical access or children’s hospital located inside Richmond County. Residents often use hospitals in neighboring counties, which matters for Medicare Advantage because a plan’s network may include or leave out the hospital you use. We check your hospitals and doctors before you enroll.
Communities and ZIP codes in Richmond County
People in Richmond County live in communities such as Warsaw (1,673) (2023 population estimates, counting only the part of each community that lies inside the county).
Census ZIP Code Tabulation Areas mostly within Richmond County number 4: 22460, 22472, 22548, 22572. Your exact ZIP code is what decides which plans you can join.
Questions about Medicare in Richmond County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer Richmond County residents
Here is what we can help Richmond County residents with, drawing on plans from many insurers: ACA health insurance, ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap) and Part D drug plans.
Let’s check your Richmond County options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- What Medicare Part D actually costs
- Can I change my Medicare plan after December 7?
- How to read your Medicare Annual Notice of Change
- Medigap Plan G vs. Plan N
Richmond County compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Cumberland County | 2,327 | 42.3% | 10% | Rural |
| Bland County | 1,576 | 46.0% | 10% | Rural |
| Charlotte County | 2,594 | 43.8% | 14% | Rural |
| Essex County | 2,646 | 42.2% | 9% | Rural |
| Bath County | 1,216 | 27.8% | 9% | Rural |
| Lunenburg County | 2,889 | 45.0% | 14% | Rural |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.