Medicare in Tipton County by the numbers
| Tipton County | Indiana | |
|---|---|---|
| Residents age 65 and older | 3,448 | 1,179,148 statewide |
| Share of residents age 65+ | 22.6% | 17.2% statewide |
| People with Medicare | 3,922 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 1,783 | 731,624 statewide |
| Medicare Advantage share | 45.5% | 51.1% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
Tipton County ranks 78th of 92 Indiana counties by number of residents age 65 and older, with about 3,448 people in that age group, or 22.6% of residents (statewide: 17.2%). The 1,149 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 56% are 65 to 74, 33% are 75 to 84 and 12% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in Tipton County is 45.5% of people with Medicare, lower than the Indiana average of 51.1%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in Tipton County
Tipton County is a metro county; the U.S. Department of Agriculture describes it as: counties in metro areas of 1 million population or more. Metro counties usually have more hospitals and more insurers competing for Medicare members, so there can be more plans to compare.
CMS counts 3,929 Medicare beneficiaries in Tipton County (2023). Their average age is 74, older than the Indiana average of 72. About 10% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 16%.
Among people in Original Medicare in Tipton County, CMS reported about 693 emergency room visits and 237 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and close to it for hospital stays (235). About 8% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Tipton County may have a different set of plans than the counties around it. We are not based in Tipton County; we help Tipton County residents by phone or video call.
Hospitals located in Tipton County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Tipton County:
- Indiana University Health Tipton Hospital — Tipton (critical access; nonprofit; emergency services; CMS overall rating 3 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Tipton County
Census Bureau 2023 estimates put the biggest communities in Tipton County at Tipton (5,245), Windfall City (684), Sharpsville (543), Kempton (279), Elwood (6), counting only the part of each community inside the county.
ZIP codes that fall mostly inside Tipton County include 46045, 46047, 46049, 46068, 46072, 46076. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Tipton County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- HealthCare.gov if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Social Security: Medicare to enroll or check status.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Tipton County residents
As an independent agency we are not tied to one insurer, so for Tipton County residents we can compare life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Ready to compare plans in Tipton County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonPlain-English Medicare answers
- What Medicare Part D actually costs
- Does Medicare cover dental, vision and hearing?
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
Tipton County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Vermillion County | 3,145 | 48.4% | 17% | Metro |
| Newton County | 2,918 | 41.6% | 14% | Metro |
| Sullivan County | 3,983 | 43.9% | 16% | Metro |
| Brown County | 4,263 | 46.8% | 12% | Metro |
| Carroll County | 4,343 | 43.3% | 10% | Metro |
| Owen County | 4,642 | 54.6% | 17% | Metro |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.