The numbers behind Medicare in City of Chesapeake
| City of Chesapeake | Virginia | |
|---|---|---|
| Residents age 65 and older | 38,077 | 1,498,879 statewide |
| Share of residents age 65+ | 15.0% | 17.2% statewide |
| People with Medicare | 48,333 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 19,290 | 698,851 statewide |
| Medicare Advantage share | 39.9% | 39.6% statewide |
Sources: Census Bureau 2023 estimates and CMS Medicare Advantage penetration, September 2026.
With roughly 38,077 residents age 65 and older, City of Chesapeake is 7th among 133 Virginia counties for older residents. That group is 15.0% of its population, compared with 17.2% across Virginia. The 16,129 residents now between 60 and 64 will become Medicare-eligible soon, and our turning 65 guide walks through it. Among residents 65 and older, 62% are 65 to 74, 29% are 75 to 84 and 8% are 85 or older (Census 2023 estimates). Medicare Advantage enrollment in City of Chesapeake is 39.9% of people with Medicare, close to the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in City of Chesapeake
The U.S. Department of Agriculture classifies City of Chesapeake as a metro county (counties in metro areas of 1 million population or more). Counties like this tend to have a wider choice of hospitals and Medicare plans than rural ones, though networks still differ plan by plan.
CMS counts 46,384 Medicare beneficiaries in City of Chesapeake (2023). Their average age is 73, about the same as the Virginia average of 74. About 6% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 9%.
Among people in Original Medicare in City of Chesapeake, CMS reported about 576 emergency room visits and 224 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and close to it for hospital stays (206). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and City of Chesapeake may have a different set of plans than the counties around it. We are not based in City of Chesapeake; we help City of Chesapeake residents by phone or video call.
Hospitals located in City of Chesapeake
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in City of Chesapeake:
- Chesapeake General Hospital — Chesapeake (acute care; government-owned; emergency services; CMS overall rating 3 of 5)
A hospital being in the county does not mean every plan covers it. Medicare Advantage networks differ by plan, so we check the hospitals and doctors you actually use before you enroll. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in City of Chesapeake
Census Bureau 2023 estimates put the biggest communities in City of Chesapeake at Chesapeake (253,886), counting only the part of each community inside the county.
ZIP codes that fall mostly inside City of Chesapeake include 23320, 23321, 23322, 23323, 23324, 23325. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in City of Chesapeake?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer City of Chesapeake residents
Here is what we can help City of Chesapeake residents with, drawing on plans from many insurers: final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA, group health insurance and life insurance.
Let’s check your City of Chesapeake options together
We confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonMedicare guides for City of Chesapeake residents
- Medicare 101 for families
- How to read your Medicare Annual Notice of Change
- When can you switch Medicare plans? Every enrollment window
- Do you really need a Medicare agent?
City of Chesapeake compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| City of Richmond | 33,293 | 53.1% | 15% | Metro |
| City of Norfolk | 31,305 | 50.1% | 12% | Metro |
| Arlington County | 29,077 | 29.6% | 9% | Metro |
| City of Newport News | 26,600 | 49.9% | 9% | Metro |
| Loudoun County | 49,711 | 32.7% | 7% | Metro |
| Albemarle County | 24,602 | 22.4% | 5% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.