Kosciusko County Medicare at a glance
| Kosciusko County | Indiana | |
|---|---|---|
| Residents age 65 and older | 15,090 | 1,179,148 statewide |
| Share of residents age 65+ | 18.8% | 17.2% statewide |
| People with Medicare | 18,064 | 1,432,708 statewide |
| Enrolled in Medicare Advantage | 11,137 | 731,624 statewide |
| Medicare Advantage share | 61.7% | 51.1% statewide |
Figures come from the Census Bureau and CMS (September 2026).
Kosciusko County ranks 19th of 92 Indiana counties by number of residents age 65 and older, with about 15,090 people in that age group, or 18.8% of residents (statewide: 17.2%). Another 5,593 residents are age 60 to 64 and will reach Medicare eligibility within about five years (see our turning 65 guide). Census 2023 estimates show 59% of the 65-plus population is under 75, 30% is 75 to 84 and 10% is 85 or older. Medicare Advantage enrollment in Kosciusko County is 61.7% of people with Medicare, higher than the Indiana average of 51.1%. What most people do in a county is less important than what fits you. We weigh Medicare Advantage against Original Medicare with Medigap using your doctors, your drugs and your budget.
Who has Medicare in Kosciusko County
The USDA classifies Kosciusko County as: urban population of 20,000 or more, adjacent to a metro area. In counties of this type, people often travel to a larger neighboring county for specialists, so we check whether your plan’s network reaches there.
CMS counts 17,634 Medicare beneficiaries in Kosciusko County (2023). Their average age is 72, about the same as the Indiana average of 72. About 13% are “dual eligible,” meaning they have both Medicare and Medicaid, close to the state figure of 16%.
Among people in Original Medicare in Kosciusko County, CMS reported about 569 emergency room visits and 232 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (619) and close to it for hospital stays (235). About 4% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Where you live decides which Medicare Advantage and Part D plans you can join, and Kosciusko County may have a different set of plans than the counties around it. We are not based in Kosciusko County; we help Kosciusko County residents by phone or video call.
Hospitals located in Kosciusko County
The Centers for Medicare & Medicaid Services (CMS) lists this hospital in Kosciusko County:
- Kosciusko Community Hospital — Warsaw (acute care; for-profit; emergency services; CMS overall rating 4 of 5)
Being located in the county is not the same as being in your plan’s network. Each Medicare Advantage plan builds its own network, so we confirm that your hospital and your doctors are included before you choose. Ratings are CMS Care Compare overall hospital star ratings; they describe the hospital, not whether a plan covers it. Source: CMS Hospital General Information.
Where people live in Kosciusko County
The largest communities in Kosciusko County by 2023 Census population estimates are Warsaw (16,097), Winona Lake (5,099), Syracuse (3,217), Milford (1,606), North Webster (994), Pierceton (925). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside Kosciusko County include 46502, 46508, 46510, 46524, 46538, 46539, 46542, 46555, 46562, 46567, 46580, 46582, 46590, 46982. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about Medicare in Kosciusko County?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Social Security: Medicare to enroll or check status.
- Medicare.gov: Medigap on how Medicare Supplement works.
- HealthCare.gov if you are not yet on Medicare.
- Indiana Department of Insurance: Indiana’s insurance regulator, including agent license lookup.
Coverage we offer Kosciusko County residents
Here is what we can help Kosciusko County residents with, drawing on plans from many insurers: ICHRA, group health insurance, life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans and ACA health insurance.
Ready to compare plans in Kosciusko County?
Tell us your doctors and medicines and we will show you what fits. No cost, no pressure.
Get my plan comparisonMedicare guides for Kosciusko County residents
- Medicare Advantage vs. Medigap: how to choose
- Medigap Plan G vs. Plan N
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
Kosciusko County compared with similar Indiana counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Wayne County | 13,123 | 41.6% | 21% | Smaller city/town |
| Grant County | 12,943 | 52.0% | 20% | Smaller city/town |
| Henry County | 9,698 | 54.9% | 19% | Smaller city/town |
| Lawrence County | 9,360 | 50.9% | 15% | Smaller city/town |
| Marshall County | 9,008 | 57.7% | 14% | Smaller city/town |
| Noble County | 8,530 | 63.9% | 17% | Smaller city/town |
See every Indiana county in our Indiana directory or go to our Indiana Medicare hub.