Medicare in Virginia Beach
Virginia Beach has about 74,911 residents age 65 or older (U.S. Census Bureau, 2023 population estimates). Virginia Beach is an independent city rather than part of a county. Hospitals in Virginia Beach include Sentara Virginia Beach General Hospital and Sentara Princess Anne Hospital. Medicare Advantage and Part D plan availability and provider networks are set by service area, so the plans open to you in Virginia Beach can differ from those in nearby communities. That is why we check your ZIP code, your doctors and your prescriptions before recommending a plan.
Honorbrook is an independent agency licensed in Virginia, helping Virginia Beach residents by phone or video call.
City of Virginia Beach Medicare at a glance
| City of Virginia Beach | Virginia | |
|---|---|---|
| Residents age 65 and older | 74,911 | 1,498,879 statewide |
| Share of residents age 65+ | 16.5% | 17.2% statewide |
| People with Medicare | 88,576 | 1,764,998 statewide |
| Enrolled in Medicare Advantage | 31,628 | 698,851 statewide |
| Medicare Advantage share | 35.7% | 39.6% statewide |
Data: U.S. Census Bureau (2023 population estimates); CMS, September 2026. Medicare Advantage share is enrollees divided by people with Medicare.
City of Virginia Beach ranks 2nd of 133 Virginia counties by number of residents age 65 and older, with about 74,911 people in that age group, or 16.5% of residents (statewide: 17.2%). About 28,810 more people are 60 to 64 and are heading toward Medicare; our turning 65 guide explains their first steps. By age, the 65-and-older group splits 59% ages 65 to 74, 31% ages 75 to 84 and 10% age 85 and up (Census 2023). About 35.7% of people with Medicare in City of Virginia Beach are enrolled in a Medicare Advantage plan. That is close to the Virginia average of 39.6%. A county average does not tell you which kind of plan fits you. Whether Medicare Advantage or Original Medicare with a Medigap plan is the better fit depends on your doctors, your prescriptions and how you want to handle costs, so we compare both for your ZIP code.
Who has Medicare in City of Virginia Beach
City of Virginia Beach sits in a metro area, which the USDA defines as counties in metro areas of 1 million population or more. That usually means more doctors, more hospitals and more plan choices in the area.
CMS counts 85,485 Medicare beneficiaries in City of Virginia Beach (2023). Their average age is 74, about the same as the Virginia average of 74. About 6% are “dual eligible,” meaning they have both Medicare and Medicaid, lower than the state figure of 9%.
Among people in Original Medicare in City of Virginia Beach, CMS reported about 647 emergency room visits and 220 inpatient hospital stays per 1,000 beneficiaries in 2023, which is close to the state average for emergency visits (589) and close to it for hospital stays (206). About 9% received home health care. These figures describe how people use care under Original Medicare; they do not show what any plan covers or costs.
Sources: CMS Medicare Geographic Variation, 2023; USDA Rural-Urban Continuum Codes, 2023.
Communities and ZIP codes in City of Virginia Beach
The largest communities in City of Virginia Beach by 2023 Census population estimates are Virginia Beach (453,649). Each figure counts only the people living inside the county.
ZIP codes that fall mostly inside City of Virginia Beach include 23451, 23452, 23453, 23454, 23455, 23456, 23457, 23459, 23460, 23461, 23462, 23464. Plan availability can change by ZIP code, so have yours ready when we compare plans.
Questions about your Medicare options?
Reach out to us: fill out our short form or call (571) 354-0146, and a licensed agent will compare the plans available to you, check your doctors and drugs, and stay with you each year at renewal. For general Medicare information, the federal helpline is 1-800-MEDICARE (1-800-633-4227).
Medicare resources from official sources
- Medicare Plan Finder on Medicare.gov, searchable by ZIP code.
- Medicare.gov: Medigap on how Medicare Supplement works.
- Virginia’s Insurance Marketplace, Virginia’s own health insurance exchange, if you are not yet on Medicare.
- Medicare Care Compare for hospitals and doctors.
- Virginia Bureau of Insurance: Virginia’s insurance regulator, including agent license lookup.
Coverage we offer City of Virginia Beach residents
Here is what we can help City of Virginia Beach residents with, drawing on plans from many insurers: life insurance, final expense insurance, annuities, Medicare Advantage, Medicare Supplement (Medigap), Part D drug plans, ACA health insurance, ICHRA and group health insurance.
Let's check your Virginia Beach options together
We will confirm your doctors and prescriptions before you enroll, at no cost to you.
Get my plan comparisonRead next
- Medigap Plan G vs. Plan N
- Why a Medicare Advantage plan drops a doctor or drug
- Can I change my Medicare plan after December 7?
- What happens if you do nothing during open enrollment?
City of Virginia Beach compared with similar Virginia counties
| County | Residents 65+ | Medicare Advantage share | Dual eligible share | Area type |
|---|---|---|---|---|
| Chesterfield County | 63,434 | 38.4% | 6% | Metro |
| Henrico County | 58,689 | 41.7% | 8% | Metro |
| Prince William County | 57,805 | 37.2% | 8% | Metro |
| Loudoun County | 49,711 | 32.7% | 7% | Metro |
| City of Chesapeake | 38,077 | 39.9% | 6% | Metro |
| City of Richmond | 33,293 | 53.1% | 15% | Metro |
See every Virginia county in our Virginia directory or go to our Virginia Medicare hub.